Individual & Family Coverage

Coverage built around you.

Private health, life insurance, and ACA marketplace plans for individuals, families, and the self-employed. Real options, fast approvals, and a licensed agent in your corner.

Self-EmployedIndividuals & Families1099 EarnersACA Marketplace

By the Numbers

Real People. Real Coverage.

We've helped tens of thousands of individuals and families find plans that actually fit their lives and budgets.

1,400+
Individuals & Families
Covered across 12+ states
$0
Our Fee to You
We are paid by the carriers
30+
Plans Compared
Per client on average
4.9★
Client Rating
Across 180+ verified reviews

"I was uninsured for two years because I thought I couldn't afford it. Curtis found me a $0 premium ACA plan."

Priya N., Tampa FL

Private Health Insurance

Care that keeps up with you.

Get fast, personalized medical care with coverage that fits your lifestyle and health needs. We work with the top-rated national carriers so you can compare real options in one place — not wade through a government marketplace.

Who it's for: The self-employed, individuals & families, 1099 earners, and small business owners who want real coverage without the runaround.

What's included

Low to $0 deductible plan options
Nationwide PPO networks — see the doctors you want
Shorter wait times and faster treatment
Covers routine checkups, emergencies, and specialized care
Plans for individuals, families, 1099 earners & small business
Compare top-rated national carriers in one place
A licensed agent in your corner — not a 1-800 call center
Term LifeWhole LifeIUL (Indexed Universal Life)Children's Plans

Why it matters

Keeps your family financially supported
Helps cover debts, funeral costs, and future living expenses
Customizable coverage with peace of mind
Lock in lower rates while you're young and healthy
Build cash value you can borrow against (Whole Life & IUL)
Living benefits you can access while you're still here*

*On qualifying plans. Coverage and benefits vary by carrier and policy.

Life Insurance

Protect what matters most.

Protect your loved ones' future with a plan that provides financial security when it matters most. We find the right policy at the right price — no pressure, no jargon.

ACA Marketplace Plans

Marketplace coverage, done right.

The Affordable Care Act marketplace offers federally subsidized plans that can dramatically lower your monthly premium — sometimes to $0 — depending on your income. We help you navigate the options, maximize your tax credits, and land on a plan that actually covers what you need. No guesswork, no government runaround.

Who it's for: Individuals and families who qualify for premium tax credits, those between jobs, early retirees, and anyone who wants to explore subsidized coverage options.

What's included

Premium tax credits that can reduce your monthly cost to $0
Open enrollment and special enrollment period guidance
Compare Bronze, Silver, Gold, and Platinum tiers side by side
Subsidy eligibility check — know what you qualify for upfront
Coverage for pre-existing conditions — guaranteed
Preventive care, prescriptions, and mental health included
A licensed agent who handles the enrollment for you
Auto Insurance

Drive with confidence.

Comprehensive auto insurance coverage that protects you, your passengers, and your vehicle — at rates that make sense. We compare top carriers to find the right fit for your driving history and budget.

Who it's for: New drivers, daily commuters, families with multiple vehicles, and drivers with prior claims.

Coverage options

Liability Coverage
Collision Coverage
Comprehensive Coverage
Uninsured Motorist Protection
Medical Payments Coverage
24/7 Roadside Assistance

Coverage options

Dwelling & Structure Coverage
Personal Property Protection
Liability Coverage
Loss of Use / Additional Living Expenses
Renters Insurance
Landlord & Rental Property Coverage
Home Insurance

Protect your biggest investment.

Home insurance that covers your structure, belongings, and liability — so you can focus on living, not worrying. From first-time buyers to landlords, we find the right policy for your property.

Who it's for: Homeowners, renters, first-time buyers, and real estate investors.

$150M+
In total coverage
5,000+
Clients helped
4.9★
Google rating
50+
Carrier partners
One organization. Multiple solutions.

More Ways We Can Help Your Family.

Beyond health and life insurance, Curtis Health Solutions connects individuals and families with a full range of solutions — all through one trusted organization.

Medicare Solutions

Licensed assistance navigating Medicare Advantage, Medicare Supplement, and prescription drug plans.

Learn More

Mortgage Assistance

Home-purchase education, refinancing resources, and connections with licensed mortgage professionals.

Learn More

Wealth & Financial

Financial education, retirement preparation, and planning resources through appropriately licensed professionals.

Learn More

Tax Support

Tax-preparation resources, business tax support, and access to qualified tax professionals.

Learn More

Legal Service Plans

Family legal resources, wills, trusts, estate planning, and identity protection through participating attorneys.

Learn More

Business Solutions

Group benefits, business protection, and professional resources for entrepreneurs and small business owners.

Learn More
Plain English

Insurance, in plain English.

A quick, no-jargon guide so you can make a confident decision.

Available plans may include broad PPO network access, preventive-care benefits, emergency coverage, prescription benefits, specialty-care benefits, and low-deductible options. Exact benefits, exclusions, deductibles, underwriting requirements, eligibility, network access, and availability vary by policy, carrier, and state. Our representatives can help clients compare available private and ACA Marketplace options when appropriate. Subject to eligibility and carrier approval.

More Resources

Other ways we can help.

Beyond insurance, Curtis Health Solutions can connect you with qualified professionals for other important needs.

Auto & Home Insurance

Compare coverage for your vehicles and property.

Mortgage Assistance

Connect with licensed mortgage professionals.

Tax Services

Individual and business tax preparation and planning.

Legal Services

Legal plans, wills, trusts, and estate planning.

Will & Estate Resources

Protect your family with proper estate documents.

Retirement & Wealth

Retirement planning and wealth management resources.

Mortgage, tax, legal, estate-planning, and wealth-management services may be provided through independent licensed, registered, or qualified partner professionals. Availability varies by state and service.

Ready for coverage that fits?

Tell us a little about you and we'll find the right plan — fast. No spam. A real person reaches out — usually same day.