Our Services

Coverage that actually fits your life.

Private health and life insurance built around you — personalized options, fast approvals, and a real human in your corner.

Self-EmployedIndividuals & Families1099 EarnersSmall BusinessACA MarketplaceGroups 50+Groups Under 50
Private Health Insurance

Care that keeps up with you.

Get fast, personalized medical care with coverage that fits your lifestyle and health needs. We work with the top-rated national carriers so you can compare real options in one place — not wade through a government marketplace.

Who it's for: The self-employed, individuals & families, 1099 earners, and small business owners who want real coverage without the runaround.

What's included

Low to $0 deductible plan options
Nationwide PPO networks — see the doctors you want
Shorter wait times and faster treatment
Covers routine checkups, emergencies, and specialized care
Plans for individuals, families, 1099 earners & small business
Compare top-rated national carriers in one place
A licensed agent in your corner — not a 1-800 call center
Term LifeWhole LifeIUL (Indexed Universal Life)Children's Plans

Why it matters

Keeps your family financially supported
Helps cover debts, funeral costs, and future living expenses
Customizable coverage with peace of mind
Lock in lower rates while you're young and healthy
Build cash value you can borrow against (Whole Life & IUL)
Living benefits you can access while you're still here*

*On qualifying plans. Coverage and benefits vary by carrier and policy.

Life Insurance

Protect what matters most.

Protect your loved ones' future with a plan that provides financial security when it matters most. We find the right policy at the right price — no pressure, no jargon.

ACA Marketplace Plans

Marketplace coverage, done right.

The Affordable Care Act marketplace offers federally subsidized plans that can dramatically lower your monthly premium — sometimes to $0 — depending on your income. We help you navigate the options, maximize your tax credits, and land on a plan that actually covers what you need. No guesswork, no government runaround.

Who it's for: Individuals and families who qualify for premium tax credits, those between jobs, early retirees, and anyone who wants to explore subsidized coverage options.

What's included

Premium tax credits that can reduce your monthly cost to $0
Open enrollment and special enrollment period guidance
Compare Bronze, Silver, Gold, and Platinum tiers side by side
Subsidy eligibility check — know what you qualify for upfront
Coverage for pre-existing conditions — guaranteed
Preventive care, prescriptions, and mental health included
A licensed agent who handles the enrollment for you

What's included

ACA large group compliance and reporting (ALE requirements)
Fully insured and self-funded plan options
Multi-carrier comparison across 50+ top-rated networks
Dedicated account management and renewal support
Dental, vision, life, and disability add-ons
Open enrollment coordination and employee education
COBRA administration guidance
Group Benefits — 50+ Employees

Enterprise-grade benefits. Simplified.

Large group plans (50+ employees) come with their own set of rules, compliance requirements, and carrier negotiations. We handle all of it — from plan design and carrier selection to open enrollment support and ongoing account management — so your HR team can focus on people, not paperwork.

Who it's for: Businesses with 50 or more full-time equivalent employees looking to offer competitive, compliant group health benefits.

Group Benefits — Under 50 Employees

Big-company benefits for small teams.

Small businesses deserve the same quality benefits as the big players — and with the right guidance, you can offer them. We help small employers (under 50 employees) build competitive benefit packages that attract and retain talent, without blowing the budget. SHOP marketplace options and small group tax credits may apply.

Who it's for: Small business owners with fewer than 50 employees who want to offer health benefits, compete for talent, and potentially qualify for the Small Business Health Care Tax Credit.

What's included

Small Business Health Options Program (SHOP) marketplace access
Small Business Health Care Tax Credit — up to 50% of premiums
Flexible plan designs: HMO, PPO, HDHP with HSA
Contribution strategy to maximize employer tax advantages
Dental, vision, and supplemental benefit options
Simple enrollment process — we handle the heavy lifting
Year-round support and annual renewal review
$150M+
In total coverage
5,000+
Clients helped
4.9★
Google rating
50+
Carrier partners
Plain English

Insurance, in plain English.

A quick, no-jargon guide so you can make a confident decision.

Service disclosure: Curtis Health Solutions provides insurance education, consultation, and enrollment assistance through appropriately licensed insurance professionals. Mortgage, tax, legal, estate-planning, investment, and wealth-management services may be provided through independent licensed, registered, or qualified partner professionals. Curtis Health Solutions is not a law firm, accounting firm, bank, mortgage lender, or registered investment adviser unless specifically disclosed. Products and services vary by state, provider, carrier, eligibility, and availability. No product, savings, coverage, approval, income, or financial outcome is guaranteed.

Ready for coverage that fits?

Tell us a little about you and we'll find the right plan — fast. No spam. A real person reaches out — usually same day.